Gregg Winter, President

Gregg Winter formed Winter & Company Commercial Real Estate Finance in 1989 with a focus on the placement of cooperative underlying mortgages and lines of credit for co-op corporations throughout the New York metropolitan area. Within a few years, Winter & Company had also become a major provider of commercial mortgages for a wide variety of property types including apartment buildings, office buildings, shopping centers, mixed-use, retail, industrial and net-leased properties. In its capacity as mortgage broker, Winter & Company has primarily originated and placed commercial mortgages with conventional lending institutions such as banks, conduits, pension funds and insurance companies. In addition, Winter & Company has also originated and serviced many direct, private commercial real estate loans including bridge and mezzanine financing. In 2003, Mr. Winter formed a new entity, W Financial to address the need and the opportunity in the marketplace to provide special situation, direct private real estate financing. The fund now provides quarterly distributions of interest to dozens of accredited investors with a diversified portfolio of primarily cash-flowing private mortgage investments. This Winter & Company affiliate is a direct private lender capable of closing many of the deals that cannot be placed with conventional lenders.

Gregg has often been quoted in publications such as The New York Times, Crain's New York Business, The Wall Street Journal, Real Estate Weekly, The Real Deal, Real Estate Finance & Investment, Globe Street, Alternative Investment News, The New York Sun, Commercial Mortgage Insight, Northeast Real Estate Business, Newsday and Money Magazine. He is a frequent panelist at industry events such as the Money Summit held periodically at the City University of New York and moderated by Michael Stoler. He has been consulted for articles that have appeared in Habitat Magazine and he is also a contributing author of the book Co-op & Condo Ownership. Mr. Winter has more than 17 years of real estate experience and is recognized as a leading commercial mortgage broker and lender in the New York metropolitan area. He is familiar with all facets of real estate financing, investment and management.

Prior to forming Winter & Company, Mr. Winter was a principal of W & W Associates, Inc., a family-owned mortgage investment business established in 1963 by his father Jack Winter. He is a Magna Cum Laude graduate of Long Island University, serves on the Finance Committee of the Real Estate Board of New York, is a member of the Real Estate Lenders Association, and is a New York State Licensed Real Estate Broker.

Henry Berliss, Executive Vice President

Henry joined Winter & Company in 2000. He has been active in real estate finance and development since 1972. He brings three decades of expertise to bear on every financing assignment including owner-occupied, office/industrial real estate, mixed-use, development and construction financing, retail, hotel and net-lease transactions. Henry also arranges debt and equity on a nationwide basis.

In 2006, Henry closed a $104,000,000 loan package on a 497,000 SF shopping center development shadow anchored by Wal-Mart in Mesa, Arizona. Henry had previously arranged a $34,000,000 loan for the same developers for an 185,000 SF shopping center in Chandler, Arizona. Other recent loans have included $8,000,000 on a mixed-use retail/residential building in Manhattan, $7,200,000 and $6,600,000 for the construction of condominiums in Brooklyn, New York and $19,000,000 and $6,900,000 for the construction of Manhattan condominiums.

Henry's extensive Lender contacts include commercial and savings banks, insurance companies, capital markets, pension funds, and private Lenders. He has taught in the Diploma Program at the New York University Real Estate Institute, is a member of the Real Estate Board of New York and the International Council of Shopping Centers, and has held a New York State Real Estate Brokers License since 1973.