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Would like to take a moment to thank you for a pleasurable business experience and that
I am looking forward to future business with you and your organization.

Warmest regards and a prosperous New Year!"

"To Mr. Winter,

In an effort to secure financing for a family real estate development project...I was referred to you and your company by one of my colleagues who is also a personal friend of mine.  I have since reviewed your company's website, and as a result, I am firmly convinced that your company and the services it offers would be invaluable to us for this project..."

"To Whom It May Concern,

I inherited a beautiful Brownstone on West 14th Street. I started to renovate it out of pocket and then went into the market to get additional financing. However, I was unable to secure a reasonable mortgage because my building was under construction and my income was not sufficient to complete the renovations.

Gregg Winter came into the picture and quickly decided to provide me with a bridge loan to finish the construction and then promised to secure a good mortgage after the renovations were completed. Gregg and his team allocated the construction financing quickly and were aggressive in finding and closing on the best mortgage.

Because of Gregg Winter's level of experience, resources and resolve to bring my building to the financial markets, I am forever grateful."

Very truly yours,
Maximino Vazquez

"Dear Henry,

Re: $21Million fixed rate Shopping Center Financing

We would like to thank you and your company for your professionalism and for making our refinance a smooth process.

We have in the past, and will continue to finance and re-finance several properties per year with your firm, and our experience with you is top-notch.

Thank you!"

Very truly yours,
Plaza, LLC

"Dear Gregg,

Now that our mortgage refinancing has been successfully completed, I write to thank you personally, and your personnel at Winter & Company for extraordinary representation during the entire process. Our Finance Committee began the search for the best rate and lender in May of last year. Your counsel and experience in placing our type of mortgage loan, which closed two weeks ago, are greatly appreciated by all the members of the Board.

Especially impressive for me was your anticipation of the areas requiring special attention by the lender and its attorneys with advance notice to me of what 860 could do to obtain the special terms we had been promised. This was not always easy, but you guided us effortlessly, it seemed, to a happy conclusion for both the Bank and our Corporation. Thank you for working so well with 860 and the lawyers on both sides."

- Cordially,

Les Tanner, Chairman of the Board
860 Fifth Avenue Corporation

"Gregg and Henry,

Thank you for brokering this deal. It was a wonderful experience working with you and your company."

- Warm regards,

Mark Garrison

"Dear Gregg,

I would like to take this opportunity to thank you for all your help in connection with the mortgage refinancing for our building on West 72nd Street. As you know, there are many things that can go wrong with a mortgage refinance. However, your firm was able to pull together all the pieces of the puzzle to make the closing happen.

It has been a pleasure working with you and your firm, and I would recommend you highly to other cooperatives that I manage. Thanks again for a smooth refinance!"

- Very truly yours,
Richard G. Wolf, Vice President
Alexander Wolf & Company, Inc.

"Dear Henry,

Richard and I would like to thank you for your work obtaining a new first mortgage for our building on East 7th Street in Manhattan.

You and Winter & Company made what, in the past, had been a tedious, time-consuming and frustrating experience into an almost effortless (for us) and swift transaction. We could not be more pleased and we look forward to doing business with you when it comes time to re-finance the mortgage on our First Street property."

- Very truly yours, Evelyn Cole

"The personal attention you showed us and your energy and promptness in every step of the process were invaluable."

- Marjorie Rutimann, West End & Riverside Realty Corporation

"... You and Winter & Company bring a level of professionalism and decency to the mortgage profession that is exceptional."

- Robert A. Friedlander, 298 Garfield Place Owners Corp.

"... I want to express my personal appreciation to you and Gregg and that of our Board of Directors and Apartment Owners for a job that must be rated as A++."

- James J. Gallo, Bay Ridge Towers, Inc.

"It was one of the few times in my business life that your fee was worth every penny we invested."

- Thomas Schweder & Beverly Pieren, Owners of 218 St. John's Place

"Your professionalism and your adherence to the highest level of ethics did, unquestionably, serve us well."

- A.S. Pohl, Cameo House Owners, Inc., White Plains

"I have never actually written a letter applauding the work of a mortgage broker. However, your work was outstanding."

-Robert Hartman, ESQ Hartman, Ule, Rose & Ratner

"I was most grateful for your professionalism, good advice and patience. It was a rare combination that served us well."

-Ernest Barbieri, 142 Fifth Avenue Owners Corporation

149 MADISON AVENUE | NEW YORK, NY 10016 | 212-532-1122 | FAX 212-532-1222 | INFO@WINTERANDCOMPANY.COM

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